Sunday, December 7, 2008

Exam, Maybank Visa Debit Card & CIMB Islamic MaxInvest

Hie guys, I've just woke up from my deep afternoon slumber. This power nap is one very rare occasion for me because it's been months since I last had a good rest. Earlier this morning I went to my exam which started from 10a.m. You see, I didn't sleep for the whole day preparing for the exam. What can I do? I have to study 300 pages in 5 days and sit for the exam today. Thank goodness I managed to pull it through and everything ended at noon just now. Yeah! Finally today I have a breather. It's been raining cats and dogs today. Some rain is good but too much of it...could wreak havoc in a lot people what happened in Bukit Antarabangsa? *sob* :'(

Is this an omen?

Last Thursday I went to Maybank to change my Maybank Kawanku to the new Visa Debit Card. Actually I just did it for fun rather than for pragmatic purpose. I could Well, Maybank claimed that this new card enable to us to shop at over 29 VISA merchants locations worldwide. Yeah right? I tried to link it with my Paypal account...but to no avail! That denotes I can't withdraw the cash in my Paypal yet. Perhaps I should apply for a credit card! And yeah! One more thing: RM10 will be charged for changing your good-old Kawanku to the new Maybank card. Darn!

An overview of the "NEW~~" Maybank card!

After wasting my RM10 at Maybank, I traveled 10 kilometres to my next destination-CIMB! Then I proceeded to the customer service and asked about Max InvestSave PSSIA-i! But did you know what response I received from the staff? They told me they didn't know bout this new financial product since it's still new. Then I have to wait about 2 hours to get everything done. YES! 2 HOURS! CIMB should address this issue asap! *shook head* =( Well, maybe I complained too much. But I have my very own reason~mah: I choosed this latest investment product from CIMB since it offered me lots of flexibility:

~Deposit any amount, any time (in multiples of RM50).
~Withdraw any amount, any time at the market price.
~No penalty will be charged upon early withdrawal.
~Redeem in part or in full (minimum 0.01 units).
~Choose from tenures of 15, 20, 25 or 30 years.

Now, here's more enticing about this Max InvestSave! Let's assume that:

~Contribute RM100 every month until 5 years before maturity.
~Receive Bonus Units for the first year of tenure.
~Do not make an Early Redemption during the tenure.

Here's what you could enjoy with Max InvestSave!

P.S.: But well...that's what CIMB assumed lar...don't forget to read to fine print and T&C ok. Click here to find out more.

Look! My apple tree and cheeky cherry card!

It's still raining here. Just hope that it will stop as soon as possible. I don't want history to repeat itself yet again. But my worries are not unfounded of course. With the east cost of peninsular Malaysia badly hit by rains and floods...I really hope God receive my prayers. 2 years ago, my dad, late mum and I had to seek refuge as the flood invaded our home. Well, that was 2 years ago...Gotta go guys. I still have class tomorrow. *wink* ;)

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